Welcome to The Finance Habit!

How's it going! I'm Charlie (and that's my girlfriend Jas). I've been hustling since college, where I started my first real business. Today, I work in real estate and run multiple successful businesses that generate passive income. Life's great!

As a student or recent college graduate, now is the time to start building your wealth. Let me help you learn to invest, make more money, and work smarter.

Enter your email below to join the TFH community in my free private group!

charlie chang jasmin carrasco
Improve Your Credit Score the Quick & Easy Way
I love hearing discussions about credit scores and how to improve them. Why?Because if you’re concerned about raising your credit score,[...]
The 2019 Guide to Making Money Online
In a time when the internet rules the world, it’s really important to take advantage of the copious ways there[...]
Financial Success Starts in College
Wow! College was over 4 years ago, so you can officially say I’m no longer a recent graduate.But hey, I’ve[...]
Making Money as a Male Model
Okay, so I was a bit hesitant to write this post because it’s something I’m still somewhat shy about -[...]
Rethinking Your Emergency Fund
I’ve talked briefly about emergency funds in the past, but now I want to dive deeper into the pros and[...]
10 Things I Implemented to Slash My Spending in Half
I put in hard work, and money walks its way into my bank account. But will it stay there? It[...]
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